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EQUAL HOUSING
OPPORTUNITY
The finest compliment I can ever receive is referrals from friends, family and customers
Home Purchase Information
ADL Mortgage will help to make your dreams of home ownership a reality. We work closely with
you, your realtor and title company to make your loan process is as smooth and stress free as
possible and to ensure that your closing date is on time. If you are a first time home-buyer, we
will walk you through the process in a simple and easy to understand manner. You may also
qualify for a first time home buyer program.
There are many down payment options including as little as a 5% down payment. You will need
funds to cover the closings costs and money for the prepaid items and reserves to set up an impound/escrow account with your lender.
Some closing costs like points, origination fee, broker fees, title fees, home inspection, termite inspection, home warranty and others can be negotiated between the buyer and the seller as to who will pay for what. Please make sure to discuss these costs with your realtor. The prepaid items and reserves can not be paid for by the seller.
How much home do you qualify for? We can pre-qualify you and find out. It is a fast, easy and free process, plus we will send a pre-qualification letter to your realtor. That way you can house hunt with confidence and your realtor won't show you homes you can't afford. Call today to have your free Rate Quote and Good Faith Estimate emailed to you with a break down of all loan costs associated with your loan. Whether you have excellent credit or credit challenges, we can find the loan to fit your needs.
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ADL Mortgage
All Rights Reserved
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Residential & Commerical Mortgages
